Simply put, all veteran owned firms need growth capital. Questions and complaints are widespread about the shortcomings of veteran small business funding and financing.
As succinctly stated at the Veteran Entrepreneurship Task Force (Vet-Force) June, 2014 meeting, Washington, DC, “all the business development on the planet is totally meaningless without timely and adequate financing at every stage of development.”

As cited by SBA Administrator Maria Contreras-Sweet, “…access to capital is the number one issue facing all small business.” (June 10, 2014 speech, Center for American Progress, Washington, DC).
Woody Wollesen is the author of the Ultimate Financing Guide. Wollesen is President of Execunet, Inc., an exclusively client-focused financial engineering service. Wollesen is also the founder of Operation Veteran Empowerment.

Valid reasons exist for the clamor about adequate and timely infusions of capital or needed financing. The current system of business financing simply does not work – a circumstance grievously aggravated by the prior recession.

At best, acquiring needed financing or acquiring capital is a “hit or miss,” random exercise without precise guidelines for most business enterprises. In a 2014 Independent Business Survey, 42% of business owners reported inabilities to acquire loans and timely financing in the previous two years. Startups, companies with fewer than 20 employees, and veteran, women, and minority owned firms have been especially hard hit.

Virtually all small business financing revolves around the actual or perceived economic risks as well as supply/demand factors (e.g., alternative investment and return options for that capital). There is –metaphorically speaking — a virtual “rainbow of financing options” from least to maximum financing risk, each with its own corresponding “risk costs/premiums.”

Despite wide-spread marketing hype from some funding sources, “one can not tell a book by its cover.” There is no single “silver bullet” solution to business financing.
The simple fact is: every type of capital or financing option has “a good, bad, and/or ugly” side. One needs the financial knowledge to properly analyze, ask the right questions and choose wisely when it comes to available capital and financing options.

It’s not easy evaluating funding systems–and discourse is far too broad for this single commentary. The Ultimate Financing Guide is a complete book on small business financing.

VetLikeMe will examine some of these specific areas with direct excerpts from The Ultimate Financing Guide. The series will promote broader discourse toward a more adequately funded veteran business community. The Operation Veteran Empowerment slogan: “Veterans Helping Veterans to Better Succeed and Prosper.”

Published by and through VetLikeMe

* Woodrow D. Wollesen is a national small business financing expert, a former co-partner in a national law firm and a seasoned serial entrepreneur. As a business executive, he is well-versed in financial and business operations. A former graduate school of business professor, “Dr. Woody,” is an SBA Small Business Financing Champion (2006). He is currently a Board Member, Executive Officer and instructor with the National Women’s Business Center, Washington, DC.

See more extensive background profile at;

The Ultimate Financing Guide deals with critical issues in an objective and comprehensive fashion. It provides veteran entrepreneurs with a thorough, detailed roadmap. Included is every facet in preparation, required records, the array of available financial options and how and when to acquire that financing in pragmatic, practical terms. In short, how it works in the real world of business financing.

For all veterans and their family members, the educational resource is free (There is a $5 contribution requested for the maintenance of the internet site.
For non-veterans, a 50% discount off the standard retail cost is available for all our supporting partners.