It’s a rather straight forward fact for every biz owner and entrepreneur – you’re either on the upside of the curve or behind it meaning downward spiraling as being rather inevitable.
To be on the upside of the curve means having the requisite knowledge or “know how” – essential and now more critical than ever for business success.

“Today knowledge has power. It controls access to opportunity and advancement.”Peter Drucker

The number one cause of business failures (it is not access to financing or capital, although related) – the lack of requisite knowledge for “best business practices” and financial acumen:
*Incompetence: 46 percent;
*Unbalanced experience or lack of managerial experience: 30 percent;
*Catchall category (includes neglect, fraud, and disaster): 13 percent; and
*Lack of experiences in line of goods or services: 11 percent; see e.g.,

The straight forward message – either acquire the requisite knowledge or become a statistic.

It really does come down to wholesale failures across the board attributable to “not knowing what one does not know”. Even worse is the tendency for practiced arrogance by ignoring/refusing to aggressively seek out the necessary resources to prevent and remedy those knowledge deficiencies.

There is only one pathway to stop those negative outcomes. Primary must be acquiring the requisite knowledge and financial acumen.

“Three-fourths of the mistakes a man makes are made because he does not really know the things he thinks he knows”. James Bryce

There exists only one “real world” business educational resource (as well the only business financing encyclopedia in the country) that specifically targets those maladies with remedies and guidelines that create success – The Ultimate Financing Guide.

“An investment in knowledge always pays the best interest”. Benjamin Franklin

Arm yourself for success – download and see for yourself. Ultimate Financing Guide, Third Edition at – as well specially selected for nationwide distributions through any and all digital formats/platforms to include premium access at Amazon and Barnes & Noble – for complete listing of all formats/platforms see,
Please do share – American Empowerment is a veteran created/operated 501 (C)(3) nonprofit (and unlike virtually any other business educational/resource nonprofit, AmEmpower has no fundraising, no memberships and no salaries) – all funding is entirely dedicated to knowledge empowerment in support of small business and entrepreneurship (especially veteran, women, minority owned).