Introduction
Pre-requisites For The Business Journey
A. The Language Of Money And Small Business Financing
B. Business Planning – An Essential Element In the Search For Capital/Financing
(1) Just What Does This Business Plan Feel Like?
C. Essential Professional Support For The Business
(1) Professional Accounting Support
(2) Quality legal Advice
(3) Acquiring Solid Marketing/Branding Support
The Cheapest Money On The Block – Banks
A. Is Bank Financing What You Really Need?
B. Which Bank Is Right For You?
C. Available Bank Products
D. Loan Packaging
E. Bank Loan Processing
F. Evaluating All That Data
Changing The Lending Mix Through Credit Enhancements – SBA And State Loan Guarantees
Potential Downside Of Relying On A Bank Loan With Or Without SBA Guarantees
A. The Forbearance Agreement
B. Crossing The Subordination Zone
State/Local Loan & Guarantee Programs
Local MicroLoan Programs
Real Estate & Building Development Loans
Federal And State Value Enhancements Or Guarantees
Unconventional Or “Hard Money” Lending
Asset Based Lending
A. ABL Packaging
B. Basics Of An ABL Deal
C. How Does The Funding Mechanically Operate?
Specialty Areas Which Present Banking, ABL, and Factor Funding Challenges
A. Government Contractors
B. Construction Receivables
Commercial Receivables Insurance – An Effective Management Tool For Improved And Lower Cost Access To Business Capital And Better Receivables Control
Transaction Or Purchase Order Financing
International Trade Finance
Export Credit Insurance – The Trade Financing Edge
Leasing
Inventory Financing
Financing From Your Suppliers
Financing Through A Small Business Investment Company
Successful Equity Financing
Venture Capital Funding
Private Stock Issues
A. Regulation D
B. Regulation A
C. Intrastate Offering Exemption
D. Public Solicitations Over The Internet
E. State Securities Oversight
Grants
A. Federal Grants
B. State Grant Programs
How To Find The Right Fit For Your Professional Support Team
A. Finding the Right Accountant
B. Finding the Right Attorney
C. Solving the Key Marketing Requirements
(1) How To Find The Right Professional Help To
Successful Market The Enterprise
(2) Impact Of Rapid Technological/Internet Changes
To Choosing A Marketing Path
(3) Internet Marketing
(4) Branding For Success
(5) Viral Marketing Is Alive And Well
(6) Blogs Can Change Your Business
D. Changing The Enterprise Financial and Operating Risks Through Use Of A Professional Employer Organization
Going Green’s Financial Impacts on Small Business
Concluding Summary